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How Analyse Credit Risks and Write A Good Credit Proposal (M101) Programme Benefits - Focus on key financial concepts in understanding corporate financial statements - Uncover the elements of a good credit proposal - Avoid financial losses by adopting a comprehensive credit evaluation framework - Reconstructing the borrower's financial statement for analysis - Learn how to evaluate the financial risks of a borrower - Determine key performance and solvency status of borrowers - Learn how to construct financial projections and forecasts Programme Outline Understanding What The Financial Statements Tell Us - Impact of accounting concepts on financial statements - Organization and content of balance sheet - Organization and content of profit & loss statement - Accounting methods & impact on financial statements - Organization and content of cash flow statement - Inter-relationship between financial statements Elements of a Good Credit Proposal - Key components of a good credit proposal - Tools to structure the credit proposal - What credit approvers looks for Credit Risk Assessment - Credit evaluation framework - Purpose of loan - Sources of payment - Viability of borrower Reconstructing a Borrower's Financial Statement Financial Analysis - detecting vulnerabilities - Performance & profitability analysis - Short-term liquidity analysis - Capital structure analysis Financial Forecasting - Information building blocks - Key considerations in projecting . . . Profit & loss statement . . . Balance sheet . . . Cashflow statements Duration: 3 Days |
