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Avoiding Problem Loans Through Active Loan Management (104) Programme Benefits - Focusing on key issues in preventing problem loans - Uncover the key stages of financial distress - Learn the important principles of loan management - Avoid serious loan losses - learn to detect signs of impending problem loans - Utilise statistical models to predict corporate distress and evaluate its effectiveness - Reduce losses by adopting appropriate immediate action drills in response to problem loans - Further eliminate potential losses by implementing secondary controls - Identify the various loan portfolio risks - Adopt methods to analyse loan delinquencies - Focus on stress testing of your loan portfolio Programme Outline Preventing Problem Loans - Keys to Preventing Problem Loans - Costs of Problem Loans - Should Your Bank Have a Special Assets Team? - Who Should Handle the Special Assets - Why Banks Gets into Trouble Detecting Problem Loans - Profile of the Troubled Company - Early Detection - Major Causes of Problems - Early Warning Signs - Credit Ratings - Bankruptcy Predictor Model Gathering Information - Information Needed - Exposure/Risk - Financial/Management Information - External Environment Analyzing Problem Loans - Analysis Framework - Analysis of Management - Financial Analysis - Strategic Analysis - Analysis of Other Factors Dealing the Problem Loans - Turnaround Management - Management's Willingness to Solve the Problem - The Transition Plan - Turnaround Strategy - Viable Core or Strategic Turnaround Strategy Developing the Plan - Anticipating the Possible Stages to Payout - Preliminary Considerations - When Discounting Looks Good - Preparing the Wish List - Relative Strengths and Weaknesses - Keeping Your Eye on the Ball Deciding on Workout - Purposes of Workout - Specific Workout Problems to Avoid - Lending into a Workout Liquidating the Collateral - Reviewing Collateral and Ensuring Its Perfection - Why Not Just Liquidate the Collateral? - What About Other Creditors? - Foreclosure Portfolio Management - Identify types of portfolio risks - Different methods to analyse loan delinquencies in a portfolio - Introduction to stress testing Duration: 2 Day |
